ADT® Authorized Dealer Serving Joliet, Shorewood, Ingalls Park & Surrounding Areas
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September 08, 2026

Will A Home Security System Decrease Insurance Rates In Joliet?

Yes! Most insurance companies offer discounts for home security systems in Joliet, generally ranging from 5 to 20% based on a few different variables. Discounts vary widely based on your location, the sort of system you choose, and the carrier. Discover how to get the most savings while supplying your family with the highest level of protection

Why Do Insurance Companies Offer Home Security Discounts?

Security systems lower the risk of burglary, which means it’s less likely the insurer will need to pay a covered claim. Whenever you have monitored smoke detectors, water sensors, and CO sensors tied to your security system, the risk of damage due to fires and flooding goes down as well. You help the insurer by minimizing their risk of paying. As a result, they’re pleased to give you a premium discount.

What Joliet Home Security Systems Give You The Biggest Discount?

Of course you want the biggest discount possible. Here are some tips:

  • Get a monitored system. A system monitored by professionals is the best choice for your household, and it’s typically required by insurance providers to be eligible for a discount. Enjoy peace of mind and save some cash to boot.

  • Add monitored safety devices. There’s a good chance you’ll qualify for additional savings by reducing the risk of damage from carbon monoxide leaks, fires, and water infiltration. Getting your CO detectors, smoke alarms, and flood sensors professionally monitored also provides your family an essential backup during emergencies.

  • Choose a well-rounded system. Choosing a multi-layered defense with outdoor and indoor cameras, contact sensors, motion sensors, smart locks, and more, will be looked upon favorably by the insurance company and bring more savings.

Setting up a video camera on its own won’t instantly get you a discount. Keep in mind that your system needs to be monitored. 

Tips For Getting Your Home Security Insurance Discount In Joliet

The initial step to getting a discount on your premiums is to contact the insurance company after installing your alarm system. They’ll need to check proof such as an alarm monitoring certificate or a monitoring agreement. Reputable home security companies like ADT have experience with insurers and can assist with the necessary documentation.

ADT Systems Meet The Requirements For Insurance Discounts

Pick the best defense for your household and enjoy an insurance discount with an ADT home security system in Joliet. Featuring the nation’s most extensive monitoring network, ADT provides the best in round-the-clock professional monitoring. You’ll also benefit from comprehensive systems with video cameras, smart locks, safety alarms, and much more.

How Much Will You Save? Design Your New ADT System In Joliet Today

The true perk of ADT alarm systems is the superior protection they offer your Joliet family. Getting a discount on your home insurance premiums is icing on the cake. Design your new system by reaching out to the ADT authorized dealers at Secure24 Alarm Systems. Phone (815) 242-2890 or fill out our form below.

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